12 Affordable Northern Beaches Suburbs to Buy a Home in 2025

Finding affordable Northern Beaches suburbs may feel like a challenge, but there are still pockets of opportunity for homebuyers looking to enjoy coastal living without an overwhelming price tag. The Northern Beaches offers a perfect balance of relaxed beachside lifestyle and urban convenience, making it one of Sydney’s most desirable regions. 

If you're planning to buy a home in this stunning region, the brokers at Mortgage Brokers Northern Beaches can simplify the process by helping you find competitive loan options and lender policies that fit your budget. 

Here are 12 Northern Beaches suburbs where you can still buy a home in 2025 without stretching your finances too thin.

#1  Allambie Heights

Allambie Heights offers a peaceful environment with proximity to both beaches and the city. Its affordability is due to a mix of older homes and newer developments, providing diverse housing options. Notable landmarks include the Manly Dam Reserve, ideal for picnics and water activities, and the Warringah Aquatic Centre.

• Median House Price: $2,530,000​
• Median Unit Price: N/A​
• Rental Yield: 2.76% for houses​

#2  Balgowlah

Balgowlah combines suburban tranquility with urban conveniences. Its affordability stems from a variety of housing styles, from apartments to family homes. Landmarks include the Stockland Balgowlah Shopping Centre and close proximity to North Harbour Reserve, offering scenic waterfront views.

• Median House Price: $2,500,000​
• Median Unit Price: $1,200,000​
• Rental Yield: 3.00% for houses​

#3  Bayview

Bayview is known for its serene environment and stunning waterfront properties, offering a peaceful retreat from city life. Affordability is influenced by a mix of luxury homes along Pittwater and more modest dwellings nestled in leafy streets. 

The suburb features Bayview Golf Club, a scenic 18-hole course popular among golf enthusiasts, and Rowland Reserve, a waterfront park with picnic areas and a dedicated dog-friendly beach, making it a great spot for families and pet owners.

• Median House Price: $2,800,000​
• Median Unit Price: N/A
• Rental Yield: 2.50% for houses​

#4  North Narrabeen

North Narrabeen provides a relaxed coastal lifestyle, home to the iconic North Narrabeen Beach and Lagoon, a hotspot for surfing, kayaking, and scenic walks. Its affordability comes from a mix of older beachside cottages, modern apartments, and townhouses, offering options for a range of buyers. 

The suburb is a favourite among surfers and nature lovers, with the Narrabeen Rock Pool providing a picturesque ocean swimming spot and Lakeside Park offering picnic areas and walking trails along the lagoon.​

• Median House Price: $1,900,000​
• Median Unit Price: $900,000​
• Rental Yield: 3.20% for houses​

#5  Warriewood

Warriewood offers a family-friendly lifestyle surrounded by natural beauty, with a mix of modern townhouses and contemporary homes keeping it relatively affordable. The suburb is home to the Warriewood Wetlands, a peaceful nature reserve with scenic boardwalk trails, and Warriewood Square, a major shopping hub. With Warriewood Beach just minutes away, residents enjoy a relaxed coastal lifestyle without the crowds.

• Median House Price: $1,800,000​
• Median Unit Price: $850,000​
• Rental Yield: 3.00% for houses​

#6  Dee Why

Dee Why is a bustling suburb known for its lively beachfront and diverse dining scene, with The Strand offering popular cafes and restaurants overlooking the ocean. Its affordability is driven by a high availability of apartments, from older-style units to modern high-rises catering to various budgets. 

The suburb is well-served by public transport and features Dee Why Lagoon Wildlife Refuge, a scenic spot for walking and birdwatching.

• Median House Price: $2,000,000​
• Median Unit Price: $900,000​
• Rental Yield: 3.50% for houses​

#7  Collaroy

Collaroy offers a laid-back beachside lifestyle with a mix of housing options, from classic beachfront apartments to modern townhouses. Affordability is driven by a combination of older-style units and new developments catering to a range of budgets. 

The suburb is popular among families and young professionals, with Collaroy Beach Rockpool providing a scenic and family-friendly swimming spot, and The Collaroy pub offering a relaxed dining experience with ocean views.

• Median House Price: $2,500,000​
• Median Unit Price: $950,000​
• Rental Yield: 3.00% for houses​

#8  Beacon Hill

Beacon Hill is known for its elevated position, offering stunning panoramic views of the coastline and city skyline. Its affordability comes from a mix of post-war homes, townhouses, and modern builds, providing options for various budgets.

The suburb is home to Beacon Hill Reserve, a popular spot for bushwalking and scenic lookouts, and is just a short drive to Warringah Mall and Northern Beaches' best surf spots.

• Median House Price: $1,700,000​
• Median Unit Price: N/A
• Rental Yield: 2.80% for houses​

#9  Belrose

Belrose offers a peaceful suburban lifestyle with plenty of green spaces and family-friendly amenities. Affordability is driven by a mix of townhouses, older homes, and larger family residences on spacious blocks. The suburb is home to Glenrose Village Shopping Centre, a convenient retail hub, and Garigal National Park, offering bushwalking trails and scenic picnic spots.

• Median House Price: $1,900,000​
• Median Unit Price: N/A​
• Rental Yield: 2.70% for houses​

#10  Brookvale

Brookvale is a thriving commercial hub with a growing residential community, offering a mix of modern apartments and older units that keep it relatively affordable. The suburb is home to Westfield Warringah Mall, the largest shopping center in the Northern Beaches, providing extensive retail and dining options. 

Well-connected by public transport, Brookvale also features Brookvale Oval (4 Pines Park), a major sporting venue and home to the Manly Sea Eagles NRL team.

• Median House Price: $1,600,000​
• Median Unit Price: $800,000​
• Rental Yield: 3.80% for houses​

#11  Church Point

Church Point is a peaceful waterfront suburb along Pittwater, offering a relaxed, community-focused lifestyle. Affordability comes from a mix of older cottages, modern homes, and bushland properties with stunning water views. The suburb is home to the Church Point Ferry Wharf, providing access to Scotland Island, and The Waterfront Café & General Store, a popular local spot with scenic dining by the marina.

• Median House Price: $3,200,000
• Median Unit Price: N/A​
• Rental Yield: 2.87% for houses​

#12  Clareville

Clareville is renowned for its picturesque setting and secluded beaches, offering a peaceful retreat from urban life. The suburb's affordability is influenced by its limited commercial development, maintaining a predominantly residential character. Landmarks such as Clareville Beach and the Clareville Kiosk enhance its charm.​

• Median House Price: $4,475,000
• Median Unit Price: N/A​
• Rental Yield: 2.24% for houses

Please note that property prices and rental yields are subject to change. It's advisable to consult with real estate professionals for the current market value. 

Sources: Your Investment Property Magazine, Domain, CoreLogic 

Ready to Find Your Dream Home in Northern Beaches?

Looking for an affordable property in a coastal suburb with great community facilities? The Northern Beaches offers a balance between affordability and lifestyle, making it a top choice for families and first-time buyers.

Our experts at Mortgage Brokers Northern Beaches can help you find the best home loan for your financial situation. Call us today at 0403 316 686 for a free consultation and take the first step toward owning your dream home!

Northern Beaches, Sydney Property Market Insights in 2025

The median price in Northern Beaches continues to rise, driven by high demand and limited supply. In 2024, the average weekly rental price for houses surged by 24% year-over-year, making affordability a growing concern for first-home buyers.

As of February 18, 2025, the asking price for all units in Northern Beaches is $1,180,894. This reflects substantial price increases across the property market, highlighting the area's desirability and strong investment potential. Despite rising housing prices, Northern Beaches remains an attractive option due to its coastal beauty and vibrant community vibe.

Suburbs like Dee Why, Mona Vale, and Collaroy offer a blend of affordability, suburban tranquillity, and access to excellent schools and recreational facilities.

Frequently Asked Questions (FAQ)

What is the best Northern Beaches suburb? 

The best suburb in Northern Beaches depends on your financial situation and lifestyle needs. For those looking for beachside living with community facilities, Manly Beach remains a top choice, while Beacon Hill and Warriewood provide more budget-friendly options for families and first-time buyers.

What is the most expensive suburb in the Northern Beaches?

The most expensive suburb in the Northern Beaches is Palm Beach, known for its coastal properties, luxurious homes, and beautiful beaches. Due to strong demand and limited availability, the average house price in Palm Beach is significantly higher than in other residential suburbs of the region.

Is Northern Beaches a good investment?

Yes, the Northern Beaches is considered a strong investment due to steady growth, ongoing development projects, and high demand for housing. Areas with affordable property prices, such as Dee Why and Brookvale, offer affordable units with competitive prices and strong potential for future value appreciation.

Are there affordable Northern Beaches suburbs in the Northern Beaches for first-time buyers?

Yes, there are affordable suburbs in the Northern Beaches that cater to first-time buyers and those seeking affordable housing options. Suburbs like Belrose, Brookvale, and Warriewood offer a mix of affordable units and cheaper price homes compared to prime beachside suburbs like Manly Beach.

How does the cost of living in Northern Beaches compare to Eastern Suburbs?

The cost of living in the Northern Beaches is generally lower than in Eastern Suburbs, especially in terms of weekly rent and average house prices. While Northern Beaches offers a coastal suburb lifestyle with affordable price housing options, the Eastern Suburbs are closer to the capital city and tend to have expensive suburb price tags.

What factors are influencing property prices in Northern Beaches?

Population growth, rate cuts, and demand for property are key factors driving prices in the Northern Beaches rental market and suburbs for houses. Convenient access to train stations, childcare facilities, and community facilities further contributes to the appeal of these friendly suburbs as a choice for families.

Final Thoughts

Finding the right home in the Northern Beaches doesn’t have to be overwhelming—there are still affordable suburbs where you can enjoy beachside living without stretching your budget too far. Whether you're a first-time buyer or looking for a smart investment in 2025, the key is knowing where to look and having the right support. 

If you need expert guidance on home loans and affordable housing options, the team at Mortgage Brokers Northern Beaches is here to help. Get in touch today at 0403 316 686 or visit our website to schedule a free consultation.